Subject: See how to help keep your account safe from fraud
From: "Empower" <[email-masked]>
To: <[email-masked]>
Date: Mon, 26 Jan 2026 12:00:26 -0600

Empower
 
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 FORMULATED SOLUTIONS 401(K) PLAN

Help keep your account safe and secure &#8212; and stay a step ahead

Log in to make sure all your information is up-to-date

https://participant.empower-retirement.com/participant/#/login  
Review your account

The thought of becoming a victim of fraud or identity theft can be scary. Luckily, there are things you can do to help protect yourself to minimize the effects if your accounts are compromised.

Three easy steps you can take to help secure your account right now

Register your account and choose a unique username and password if you haven&rsquo;t already.

Reminder: This makes it harder for a fraudster to pretend to be you. If you don&rsquo;t register with your username and your unique password, it is much easier for a fraudster to take over your account.

Provide your email addresses and phone numbers for security alerts.

Review security alerts immediately and contact Empower if there is unauthorized or suspicious account activity.

Learn more about our commitment to your account safety.

https://participant.empower-retirement.com/participant/#/articles/securityCenter 
Empower Security Guarantee »

 

Save these helpful tips and keep them handy if you become  a victim of fraud:

	- Change your password(s), then notify all your financial institutions, including Empower.
	- Notify all three major credit bureaus (Equifax, Experian, and TransUnion) and file a report with the FBI&rsquo;s Internet Crime Complaint Center as soon as possible.

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We&rsquo;re committed to your account safety 

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1 Empower Financial Happiness study, 2023.

The Empower Security Guarantee applies only to accounts maintained by Empower and does not extend to accounts held or managed by third parties, such as self-directed brokerage accounts held at other institutions. Empower may seek restitution from the person(s) who committed the unauthorized activity and may require you to assign certain rights or sign a release form as a condition in receiving reimbursement under the Empower Security Guarantee. For accounts in employer-sponsored plans, reimbursement is generally subject to plan sponsor review and approval and may be subject to additional conditions based on any related agreement between Empower and your employer. Empower will determine the type and amount of any reimbursement in its sole discretion. This protection does not cover any
 legal fees, expenses, or tax consequences or any indirect, consequential, or non-monetary damages. Empower reserves the right to reduce the amount of any reimbursement by amounts you are entitled to receive from other sources for the same loss, such as identity theft insurance.

Empower refers to the products and services offered by Empower Annuity Insurance Company of America and its subsidiaries. This material is for informational purposes only and is not intended to provide investment, legal, or tax recommendations or advice.

&ldquo;EMPOWER&rdquo; and all associated logos and product names are trademarks of Empower Annuity Insurance Company of America.

(c)2026 Empower Annuity Insurance Company of America. All rights reserved.

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