Reminder: Timothy, see what a personal loan can do for you

Reminder: Timothy, see what a personal loan can do for you
From: Personal Loans @ Credible"
To: tjphuhs@gmail.com
Account: tjphuhs@gmail.com
Date: 5/13/2026, 1:18:39 PM
Gmail ID: 19e225a921815d64
Thread ID: 19e225a921815d64
Raw Path: /Volumes/Storage Drive/Homelab_Apps_storage/mcp-server/backups/email/tjphuhs@gmail.com/2026/2026-05-13/20260513-171839-19e225a921815d64.eml
Back to Archive Download .eml Find Similar

Snippet

Dream BIG with a low-interest personal loan through Credible View in browser Credible Personal loan rates start at 6.60% FIXED APR 1 Get prequalified for a low-interest personal loan and start reaching

Body



  Credible | Reminder: Timothy, see what a personal loan can do for you  
 
 
 Dream BIG with a low-interest personal loan through Credible
 
https://click.email.credible.com/?qs=ABB7InYiOjEsImQiOjQ4NzV9AAoAAAAAANEibPHYHJ_xpf_UPHq7S9aRgKN3K8vBPoj0k-k9LtTJHcYrJUYxxOZcYdGHwTx3SaZC9XANIiSssQ4g5Wfh7TMDiWPqiv3qKkPJGtq2dzof1q3o 
View in browser 

 
https://click.email.credible.com/?qs=ABB7InYiOjEsImQiOjQ4NzV9AAoAAAAAANEibPHZJpPXL9_hmxlv-hDwup2NOmhJx3DekY3HIE_OqjFFjDmzeZSF2TFdxca3CnP180wVnsDXGqSYZEwGWlcz_I8id0tT-duPPPFbRvUvczV3 


 

 Personal loan rates start at 6.60% FIXED APR1

https://click.email.credible.com/?qs=ABB7InYiOjEsImQiOjQ4NzV9AAoAAAAAANEibPHaW3kvIe_5H4mBfgkaQ-pjF7VjDOcbxmo7VZ4KXdRnlKayqKStO3zJXPCzMQe5ru-VXFqq9ZFDqe8OCeeJnY3Lg9gKlRQI4jW4o7SDpGHa 
Get prequalified  for a low-interest personal loan and start reaching your goals today
 

https://click.email.credible.com/?qs=ABB7InYiOjEsImQiOjQ4NzV9AAoAAAAAANEibPHbSjDaieYrKVVnjNhRcavh1aVRKG7oqlurdiTEKskuA1ByCg-GqNC8d-AZnnqjXPHxiYokeGbcJk149RwJuAzDT_fWPp7m9I8WaBIe2KWE 

 Check My Rates
  

 Let your imagination run financially free! Whether you want to pay off high-interest credit card debt, finance a new car or upgrade your kitchen, a low-interest personal loan can get you the funds you need.
 

 With Credible, turning your financial dreams into reality is as easy as:
 
Getting prequalified for rates — it only takes 2 minutes

Comparing your loan options from multiple lenders

Selecting the loan that works for you

https://click.email.credible.com/?qs=ABB7InYiOjEsImQiOjQ4NzV9AAoAAAAAANEibPHc68aERDKB2ulJEO3pbckH8bXi2wUou8y8A5g1kSAH49yungMcT4JXzVWNDqwNcFBKH1RwpXPq9-t6-XF4krDnaSCj3xkNmu52x2vFIH22 

 Check My Rates
  
P.S. Checking your prequalified rates with Credible doesn’t affect your credit score, and it’s free. 
https://click.email.credible.com/?qs=ABB7InYiOjEsImQiOjQ4NzV9AAoAAAAAANEibPHdeOR56beqbeuxVG3u6sm3wobvYPF4iB-w6vz6JPXcvAVJMg3nSt-_vWatlC3zn4KGCTrjOa1HCUl07ilUBaNW1-r4M4ZrKt2eSwyhd51O 
Get started now .
 Sincerely,
The Credible Team

 
 
Questions? We're here to help.
Our Credible Team would be happy to assist you!

tel:+18446126430 
  Call 844-612-6430
 
   |  
 
mailto:support@credible.com 
  Send an email
 

tel:+18446126430 

tel:+18446126430 
 Call 844-612-6430 

mailto:support@credible.com 

mailto:support@credible.com 
 Send an email 


 
 https://click.email.credible.com/?qs=ABB7InYiOjEsImQiOjQ4NzV9AAoAAAAAANEibPHew9X-oH2GodM8Xn1UVYQvuG8DGVprJmrnliwxXGVfM5cW2KSrFDy-ckWVUNf8dXCWTyU4ICpeYpyZz8oOXhpqrodxXcBdGex0pNL9l5MJ 

Copyright © 2026 Credible Operations, Inc.
 

https://click.email.credible.com/?qs=ABB7InYiOjEsImQiOjQ4NzV9AAoAAAAAANEibPHf2STJ0cbm3wcGsaPDmXBGYwoK7kozleojnD7jQi5qYwUkHteapOnA9-cvNKK6-SMJADWYyAW2S7sHYQTrrgq592wxxDw0bkiBfB-bRvXY 
Licenses and Disclosures 
Our mailing address is
 
 6601 Northpark Boulevard, Ste. C #6037, Charlotte, NC 28216
 

This email is an advertisement. If you'd like to unsubscribe, 
 
https://click.email.credible.com/subscription_center.aspx?qs=ABB7InYiOjEsImQiOjQ4NzV9AAoAAAAAANEibPHgf-xBIx_t0apVIv4QyS7jeEEtbIej74FyugvtA5wy0IXvDKStWZeKJSUvRzqp7Sifq02GXFQ7flkKnMCHewr4OY5eHx1tVz_dIfojJA9g3MZh16oFAA 
click here .
 



 
 
This email should not be considered advice. You are solely responsible for determining whether any product or service is appropriate for you. If you have any questions regarding your financial situation, please consult with your professional advisor.Do not reply to this email. The inbox is not monitored. If you require support, please email 
mailto:support@credible.com 
support@credible.com .

 
 Requesting prequalified rates is free and doesn't affect your credit score. However, applying for a loan will involve a hard credit pull that impacts your credit score, and closing a loan will result in costs to you.

1 Personal<br><br>Loans<br><br>Rate<br><br>and<br><br>Terms<br><br>Disclosure:<br><br>Rates<br><br>for<br><br>personal<br><br>loans<br><br>provided<br><br>by<br><br>lenders<br><br>on<br><br>the<br><br>Credible<br><br>platform<br><br>range<br><br>between<br><br>5.96%<br><br>-<br><br>35.99%<br><br>APR<br><br>with<br><br>terms<br><br>from<br><br>12<br><br>to<br><br>120<br><br>months.<br><br>Where<br><br>relevant,<br><br>Credible<br><br>may<br><br>also<br><br>share<br><br>your<br><br>request<br><br>with<br><br>Home<br><br>Equity<br><br>Loan<br><br>and/or<br><br>Line<br><br>of<br><br>Credit<br><br>Providers<br><br>to<br><br>provide<br><br>additional<br><br>options.<br><br>Credible<br><br>also<br><br>works<br><br>with<br><br>network<br><br>Partners<br><br>like<br><br>AmONE,<br><br>[Alternative<br><br>Providers](https://www.credible.com/lending-partners),<br><br>and<br><br>non-lender<br><br>providers<br><br>who<br><br>offer<br><br>loans<br><br>and<br><br>other<br>
<br>products<br><br>with<br><br>different<br><br>rates<br><br>and<br><br>terms<br><br>than<br><br>described<br><br>here.<br><br>Rates<br><br>presented<br><br>include<br><br>lender<br><br>discounts<br><br>for<br><br>enrolling<br><br>in<br><br>autopay<br><br>and<br><br>loyalty<br><br>programs,<br><br>where<br><br>applicable.<br><br>Actual<br><br>rates<br><br>may<br><br>be<br><br>different<br><br>from<br><br>the<br><br>rates<br><br>advertised<br><br>and/or<br><br>shown<br><br>and<br><br>will<br><br>be<br><br>based<br><br>on<br><br>the<br><br>lender’s<br><br>eligibility<br><br>criteria,<br><br>which<br><br>include<br><br>factors<br><br>such<br><br>as<br><br>credit<br><br>score,<br><br>loan<br><br>amount,<br><br>loan<br><br>term,<br><br>credit<br><br>usage<br><br>and<br><br>history,<br><br>and<br><br>vary<br><br>based<br><br>on<br><br>loan<br><br>purpose.<br><br>The<br><br>lowest<br><br>rates<br><br>available<br><br>typically<br><br>require<br><br>excellent<br>
<br>credit,<br><br>and<br><br>for<br><br>some<br><br>lenders,<br><br>may<br><br>be<br><br>reserved<br><br>for<br><br>specific<br><br>loan<br><br>purposes<br><br>and/or<br><br>shorter<br><br>loan<br><br>terms.<br><br>The<br><br>origination<br><br>fee<br><br>charged<br><br>by<br><br>the<br><br>lenders<br><br>on<br><br>our<br><br>platform<br><br>ranges<br><br>from<br><br>0%<br><br>to<br><br>15%.<br><br>Each<br><br>lender<br><br>has<br><br>their<br><br>own<br><br>qualification<br><br>criteria<br><br>with<br><br>respect<br><br>to<br><br>their<br><br>autopay<br><br>and<br><br>loyalty<br><br>discounts<br><br>(e.g.,<br><br>some<br><br>lenders<br><br>require<br><br>the<br><br>borrower<br><br>to<br><br>elect<br><br>autopay<br><br>prior<br><br>to<br><br>loan<br><br>funding<br><br>in<br><br>order<br><br>to<br><br>qualify<br><br>for<br><br>the<br><br>autopay<br><br>discount).<br><br>All<br><br>rates<br><br>are<br><br>determined<br><br>by<br><br>the<br><br>lender<br><br>and<br>
<br>must<br><br>be<br><br>agreed<br><br>upon<br><br>between<br><br>the<br><br>borrower<br><br>and<br><br>the<br><br>borrower’s<br><br>chosen<br><br>lender.<br><br>For<br><br>a<br><br>loan<br><br>of<br><br>$10,000<br><br>with<br><br>a<br><br>three-year<br><br>repayment<br><br>period,<br><br>an<br><br>interest<br><br>rate<br><br>of<br><br>7.99%,<br><br>a<br><br>$350<br><br>origination<br><br>fee<br><br>and<br><br>an<br><br>APR<br><br>of<br><br>10.43%,<br><br>the<br><br>borrower<br><br>will<br><br>receive<br><br>$9,650<br><br>at<br><br>the<br><br>time<br><br>of<br><br>loan<br><br>funding<br><br>and<br><br>will<br><br>make<br><br>36<br><br>monthly<br><br>payments<br><br>of<br><br>$313.32,<br><br>assuming<br><br>your<br><br>lender<br><br>deducts<br><br>the<br><br>origination<br><br>fee<br><br>from<br><br>the<br><br>offered<br><br>loan<br><br>amount.<br><br>Assuming<br><br>all<br><br>on-time<br><br>payments,<br><br>and<br><br>full<br><br>performance<br><br>of<br><br>all
<br><br>terms<br><br>and<br><br>conditions<br><br>of<br><br>the<br><br>loan<br><br>contract<br><br>and<br><br>any<br><br>discount<br><br>programs<br><br>enrolled<br><br>in<br><br>included<br><br>in<br><br>the<br><br>APR/interest<br><br>rate<br><br>throughout<br><br>the<br><br>life<br><br>of<br><br>the<br><br>loan,<br><br>the<br><br>borrower<br><br>will<br><br>pay<br><br>a<br><br>total<br><br>of<br><br>$11,279.43.<br><br>As<br><br>of<br><br>March<br><br>3,<br><br>2022,<br><br>none<br><br>of<br><br>the<br><br>lenders<br><br>on<br><br>our<br><br>platform<br><br>require<br><br>a<br><br>down<br><br>payment<br><br>nor<br><br>do<br><br>they<br><br>charge<br><br>any<br><br>prepayment<br><br>penalties.

&nbsp;

Prequalified<br><br>rates<br><br>are<br><br>based<br><br>on<br><br>the<br><br>information<br><br>you<br><br>provide<br><br>and<br><br>a<br><br>soft<br><br>credit<br><br>inquiry.<br><br>Receiving<br><br>prequalified<br><br>rates<br><br>does<br><br>not<br><br>guarantee<br><br>that<br><br>the<br><br>Lender<br><br>will<br><br>extend<br><br>you<br><br>an<br><br>offer<br><br>of<br><br>credit.<br><br>You<br><br>are<br><br>not<br><br>yet<br><br>approved<br><br>for<br><br>a<br><br>loan<br><br>or<br><br>a<br><br>specific<br><br>rate.<br><br>All<br><br>credit<br><br>decisions,<br><br>including<br><br>loan<br><br>approval,<br><br>if<br><br>any,<br><br>are<br><br>determined<br><br>by<br><br>Lenders,<br><br>in<br><br>their<br><br>sole<br><br>discretion.<br><br>Lowest<br><br>rate<br><br>advertised<br><br>is<br><br>not<br><br>available<br><br>for<br><br>all<br><br>loan<br><br>sizes,<br><br>types,<br><br>or<br><br>purposes,<br><br>and<br><br>assumes<br><br>a<br><br>very<br>
<br>well-qualified<br><br>borrower<br><br>with<br><br>an<br><br>excellent<br><br>credit<br><br>profile.<br><br>Not<br><br>all<br><br>lending<br><br>partners<br><br>who<br><br>participate<br><br>on<br><br>the<br><br>Credible<br><br>Marketplace<br><br>are<br><br>available<br><br>at<br><br>a<br><br>given<br><br>time.<br><br>Some<br><br>options<br><br>may<br><br>be<br><br>unavailable<br><br>due<br><br>to<br><br>periodic<br><br>product<br><br>testing.

&nbsp;

To<br><br>check<br><br>the<br><br>rates<br><br>and<br><br>terms<br><br>you<br><br>may<br><br>prequalify<br><br>for,<br><br>Credible<br><br>conducts<br><br>a<br><br>soft<br><br>credit<br><br>pull<br><br>that<br><br>will<br><br>not<br><br>affect<br><br>your<br><br>credit<br><br>score.<br><br>If<br><br>you<br><br>choose<br><br>a<br><br>lender<br><br>and<br><br>continue<br><br>with<br><br>your<br><br>application,<br><br>the<br><br>lender<br><br>will<br><br>usually<br><br>conduct<br><br>a<br><br>hard<br><br>credit<br><br>pull<br><br>that<br><br>may<br><br>impact<br><br>your<br><br>credit<br><br>score.

&nbsp;

Debt<br><br>consolidation<br><br>and<br><br>credit<br><br>card<br><br>refinancing<br><br>involve<br><br>using<br><br>a<br><br>new<br><br>loan<br><br>to<br><br>pay<br><br>off<br><br>your<br><br>existing<br><br>balance.<br><br>This<br><br>does<br><br>not<br><br>eliminate<br><br>debt,<br><br>but<br><br>replaces<br><br>one<br><br>debt<br><br>with<br><br>another.<br><br>While<br><br>personal<br><br>loan<br><br>rates<br><br>generally<br><br>are<br><br>lower<br><br>than<br><br>credit<br><br>card<br><br>interest<br><br>rates,<br><br>you<br><br>may<br><br>pay<br><br>more<br><br>in<br><br>origination<br><br>fees<br><br>and<br><br>interest<br><br>over<br><br>the<br><br>life<br><br>of<br><br>the<br><br>loan<br><br>depending<br><br>on<br><br>other<br><br>loan<br><br>terms.<br><br>Please<br><br>consult<br><br>a<br><br>financial<br><br>advisor<br><br>to<br><br>determine<br><br>if<br><br>refinancing<br><br>or<br><br>consolidating<br><br>is<br><br>right<br><br>for<br><br>you.