Your Payment Negotiation Request is Expiring Soon!
Your Payment Negotiation Request is Expiring Soon!
From: January
To: tjphuhs@gmail.com
Account: tjphuhs@gmail.com
Date: 4/28/2026, 3:03:02 PM
Gmail ID: 19dd57930129ced2
Thread ID: 19dd57930129ced2
Raw Path: /Volumes/Storage Drive/Homelab_Apps_storage/mcp-server/backups/email/tjphuhs@gmail.com/2026/2026-04-28/20260428-190302-19dd57930129ced2.eml
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Your request is expiring soon April 28, 2026 Login PIN: W68EPY Hi Timothy Bourdeau, Your negotiated payment offer is at risk of expiring! Affirm, Inc. has agreed to let you resolve your account for
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Your request is expiring soon
April 28, 2026
Login PIN: W68EPY
Hi Timothy Bourdeau,
Your negotiated payment offer is at risk of expiring!
Affirm, Inc. has agreed to let you resolve your account for $1,000.00, instead of the original amount owed of $1,260.60.
To take advantage of this, https://january.com/b/fL2PQb61yy8HEKJk within 30 days of receiving this offer. If the offer expires, you'll be responsible for the original amount owed.
If you have any questions, you can reply to this email and a member of our Support team will be happy to help!
Best,
January Support Team
mailto:contact@january.com
(866) 300-1169
January
176 Grand Street, 4th Floor
New York, NY 10013-9998
January is a proud member of RMAi and an accredited member of the Better Business Bureau (BBB).
You can access your account information and chat with us 24/7 by logging into the borrower portal.
If you need additional help, feel free to contact us by phone (866) 300-1169, mail, or email. Our hours of operation are Monday-Friday, 9am-7pm ET.
This communication is from a debt collector. This is an attempt to collect a debt
and any information obtained will be used for that purpose.
https://www.january.com/sns/unsubscribe?s=M16mBit5p36JBPjl&t=.eJxFz81qxSAQBeB3cV1LMubH3N1ddFFo30AQdcYwEDXkKi2UvntDoO12zvkOjPgygpFy5ch0GHEzAsnXctyIYI4LzHIiCnIcYi_1FJzE0YcRFhcikBFPRlByvFmHeNDjYVtjvGYm6FSnJyX7QE4OqvfSow7S9ag8BZoBlsuHktI_U7SMOoZJLv2g5KwjyA5PO6KHgRwoHYaLtZpsIuSWLvfyfn99-wuCS7vjNZ9Rbtv2ey25nq9e_Vi2rXy0_TnTWiq7yiVb-tz54LxasNCBMuJb_ADXJVwr.afEEZQ.QJotHJZ0NvLJ_0x_vlI8BWBMHHI or https://www.january.com/borrower/email_unsubscribe/nT-I0Jk5VaJ9TcAW/.eJxFz81qxSAQBeB3cV1LMubH3N1ddFFo30AQdcYwEDXkKi2UvntDoO12zvkOjPgygpFy5ch0GHEzAsnXctyIYI4LzHIiCnIcYi_1FJzE0YcRFhcikBFPRlByvFmHeNDjYVtjvGYm6FSnJyX7QE4OqvfSow7S9ag8BZoBlsuHktI_U7SMOoZJLv2g5KwjyA5PO6KHgRwoHYaLtZpsIuSWLvfyfn99-wuCS7vjNZ9Rbtv2ey25nq9e_Vi2rXy0_TnTWiq7yiVb-tz54LxasNCBMuJb_ADXJVwr.afEEZQ.zzjh7z1bojtorGjL4F73XTEVQoM.