Pay as little as $882.42.

Pay as little as $882.42.
From: January
To: tjphuhs@gmail.com
Account: tjphuhs@gmail.com
Date: 4/4/2026, 4:05:06 PM
Gmail ID: 19d5a19640ed1fb9
Thread ID: 19d5a19640ed1fb9
Raw Path: /Volumes/Storage Drive/Homelab_Apps_storage/mcp-server/backups/email/tjphuhs@gmail.com/2026/2026-04-04/20260404-200506-19d5a19640ed1fb9.eml
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You now can reduce your Amazon purchase balance balance. HELLO SAVINGS! PIN: W68EPY Log In $1260.60 $882.42 Take 29.99% off your Affirm, Inc. balance by creating a negotiation offer today. Save now Why

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        You now can reduce your Amazon purchase balance balance.
    
    
        
        
            
                
                    
                        
                            
                                
                                    
                                        
                                            
                                                
                                                    
                                                        
                                                            
                                                                
                                                                    
                                                                        
                                                                        
                                                                            
                                                                                
                                                                                    



  
  
    
      
        HELLO SAVINGS!
      
    
  

  
  
    
      
        
          
            
          
          
            
              
                
                  PIN: W68EPY
                
                
                  
                  
                  https://january.com/b/Z5s9QSN4dAleAvtK
                  
                
              
            
          
        
      
    
  

  
  
    
      
      
        
          $1,260.60
        
        
          $882.42
        
        
          Take 29.99% off your Affirm, Inc. balance by creating a
negotiation offer today.
        
      
      

      
      
      
      https://january.com/b/Z5s9QSN4dAleAvtK
      
    
  

  
  
    
      
    
  

  
  
    
      
      
        
          Why pay $1,260.60 when you could pay $882.42?
        
        
          We've helped over 250,000 people find over $80 Million in savings so far.
        
      
      
    
  

  
  
    
      
        
          
            
          
          
            Submit an offer in under 5 minutes.
          
        
        
          
            
          
          
            Instantly get 29.99% off.
          
        
        
          
            
          
          
            Pay $378.18 less than you owe.
          
        
      
    
  

  
  
    
      
      
      https://january.com/b/Z5s9QSN4dAleAvtK
      
    
  


                                                                                
                                                                                
                                                                            
                                                                        
                                                                        
                                                                        
                                                                            
                                                                                
                                                                                    
                                                                                        
                                                                                            Affirm, Inc. trusts January as a partner to help you repay your balance. January helps 100K+ people every month to pay down their balance.
                                                                                        
                                                                                    
                                                                                    
                                                                                        
                                                                                            January is a proud member of RMAi and an accredited member of the Better Business Bureau (BBB).
                                                                                        
                                                                                    
                                                                                    
                                                                                        
                                                                                            The New York State Department of Consumer Affairs License Number: 2056220-DCA. This account was originated with Affirm, Inc.. The current balance on the account is $1,260.60. You can call January at (866) 300-1169 to discuss this account.
                                                                                        
                                                                                    
                                                                                    
                                                                                        
                                                                                            † Restrictions on payment plan duration, frequency, and payment amount may apply. All payment plans must be accepted by January and/or the current creditor.
                                                                                        
                                                                                    
                                                                                    
                                                                                        
                                                                                            
                                                                                                
    
    
    
    
    
    
    
    
        You can access your account information and chat with us 24/7 by logging into the borrower portal.
    
    
        If you need additional help, feel free to contact us by phone (866) 300-1169, mail, or email. Our hours of operation are Monday-Friday, 9am-7pm ET.
    
    
        
             
        
    
    
        This communication is from a debt collector. This is an attempt to collect a debt
        and any information obtained will be used for that purpose.
    

                                                                                            
                                                                                        
                                                                                    
                                                                                
                                                                            
                                                                        
                                                                        
                                                                        
                                                                            
                                                                                
                                                                                    
                                                                                        
                                                                                            January
                                                                                            
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