Your tax refund can do a lot

Your tax refund can do a lot
From: January
To: tjphuhs@gmail.com
Account: tjphuhs@gmail.com
Date: 3/25/2026, 5:04:07 PM
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A few quick tips to help you feel more confident with your money. PIN: W68EPY Log In Your tax refund can do a lot Hi Timothy, A tax refund can feel different when there's a balance on your mind.

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        A few quick tips to help you feel more confident with your money.
    
    
        
        
            
                
                    
                        
                            
                                
                                    
                                        
                                            
                                                
                                                    
                                                        
                                                            
                                                                
                                                                    
                                                                        
                                                                        
                                                                            
                                                                                
                                                                                    






  
  
    
      
        
          
            
          
          
            
              
                
                  
                    
                      
                        PIN: W68EPY
                      
                      
                        
                        
                        https://january.com/b/JSio5AQOoyO_zxxg
                        
                      
                    
                  
                
              
            
          
        
      
    
  

  
  
    
      Your tax refund can do a lot
    
  

  
  
    
      Hi Timothy,
      A tax refund can feel different when there’s a balance on your mind. Before you decide what to do with it, here are a few things to consider:
    
  

  
  
    
      
        
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          Cover the essentials. Rent, utilities, groceries. Everything else is easier once the essentials are covered.
        
        
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          Build a small buffer. Setting a little aside can make a big difference. Surprises are less surprising when you’ve got some room.
        
        
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          Pick one “stress reducer.” If you have a balance that’s been weighing on you, putting a little toward it can buy some breathing room.
        
      
    
  

  
  
    
      It’s your refund, your money. There isn’t one right way to use it. Your Amazon purchase balance balance is one place to start. Log in to see your options.
    
  

  
  
    
      
        
          
            
            
            https://january.com/b/JSio5AQOoyO_zxxg
            
          
        
      
    
  


                                                                                
                                                                                
                                                                            
                                                                        
                                                                        
                                                                        
                                                                            
                                                                                
                                                                                    
                                                                                        
                                                                                            Affirm, Inc. trusts January as a partner to help you repay your balance. January helps 100K+ people every month to pay down their balance.
                                                                                        
                                                                                    
                                                                                    
                                                                                        
                                                                                            January is a proud member of the ACA, RMAi, and an accredited member of the Better Business Bureau (BBB).
                                                                                        
                                                                                    
                                                                                    
                                                                                        
                                                                                            The New York State Department of Consumer Affairs License Number: 2056220-DCA. This account was originated with Affirm, Inc.. The current balance on the account is $1,260.60. You can call January at (866) 300-1169 to discuss this account.
                                                                                        
                                                                                    
                                                                                    
                                                                                        
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        You can access your account information and chat with us 24/7 by logging into the borrower portal.
    
    
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        and any information obtained will be used for that purpose.
    

                                                                                            
                                                                                        
                                                                                    
                                                                                
                                                                            
                                                                        
                                                                        
                                                                        
                                                                            
                                                                                
                                                                                    
                                                                                        
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