19cc8a95144bab3919cc8a95144bab39/Volumes/Storage Drive/Homelab_Apps_storage/mcp-server/backups/email/tjphuhs@gmail.com/2026/2026-03-07/20260307-141744-19cc8a95144bab39.eml
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https://january.com/b/VSkv4m6clp3FyTsC
PIN:
W68EPY
https://january.com/b/VSkv4m6clp3FyTsC
Timothy Bourdeau 6434 W CHERRYWOOD ST CRYSTAL RIVER, FL 34429March 7, 2026
Hi Timothy Bourdeau,
January is a debt collector.
We are trying to collect a debt that you owe to
Affirm, Inc.. We will use any information you
give us to help collect the debt. Please take a moment to review the balance and make sure our information is accurate.
Our information shows:
You had
an
Amazon purchase balance
from
Affirm, Inc.
with an account number ending in
JJPF.
As of
February 28, 2026, you owed:
$1,260.60
Between
February 28, 2026
and today:
You were charged this amount in interest:
+
$0.00
You were charged this amount in fees:
+
$0.00
You paid or were credited this amount toward the debt:
-
$0.00
Total balance due:
$1,260.60
Notice: See the bottom of this email for important information.
At your convenience, you can contact us about your balance by phone, mail, or email. You can also use our website 24/7 to pay
the debt, set up a payment plan, file a dispute, request debt validation, or learn more information about the debt.
https://january.com/b/VSkv4m6clp3FyTsC
How can you dispute the debt?
Call or write to us by
April 16, 2026
to dispute all or part of the debt. If you do not, we will
assume that our information is correct.
If you write to us by
April 16, 2026, we must stop collection on any amount you dispute until we
send you information that shows you owe the debt. You may use the form below or write to us without the form.
You may also include supporting documents.
We also accept disputes electronically
https://january.com/b/VSkv4m6clp3FyTsC?dis.
What else can you do?
Write to ask for the name and address of the original creditor, if different from the current creditor.
If you write by
April 16, 2026, we must stop collection until we send you that information.
We accept original creditor information requests via phone, email, or mail. You can use
https://debtsy-assets-public.s3.us-west-2.amazonaws.com/email/Original+Creditor+Request.pdf
to request this information by mail or email.
Go to
https://www.cfpb.gov/debt-collection
to learn more about your rights under federal law. For instance, you have the right to stop or limit our
communications to you.
https://www.january.com/contact
about your payment options.
https://january.com/b/VSkv4m6clp3FyTsC
If you have questions, please contact us by phone, mail, or email. You can reply to this email and we'll respond
in one business day. You can also access your balance on our site 24/7 using your email address and PIN.
Sincerely,
https://january.com
tel:+18663001169
mailto:contact@january.com
January
176 Grand Street, 4th Floor
New York, NY 10013-9998
January is a proud member of the ACA, RMAi, and an accredited member of the Better Business Bureau (BBB).
You can access your account information and chat with us 24/7 by logging into the borrower portal.
If you need additional help, feel free to contact us by phone (866) 300-1169, mail, or email. Our hours of operation are Monday-Friday, 9am-7pm ET.
This communication is from a debt collector. This is an attempt to collect a debt
and any information obtained will be used for that purpose.
January
176 Grand Street, 4th Floor
New York, NY 10013-9998
Copyright © 2024
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